MassMutual maps out a way to steer clear from credit card debt. Consumer spending is on the rise as a result to America’s recovering economy, yet people forget what got them into debt in the first place. Whether just graduated from college, mid-career, or thinking about retirement, MassMutual offers perfect tips and solutions. “When people really understand what got them into debt in the first place, they are less likely to make the same kinds of purchases on credit in the future”. As Latino leaders of character, and through changing demographics becoming more prevalent role models for the country, we must look toward our future and build a legacy of prosperity rather than allowing it to crumble before us. Learn to kick the bad habits to the curb and look toward a brighter future!